Compare payment processors. Cut your card fees.
Side-by-side fees, honest reviews and free calculators to help you find the right merchant services, including options for high-risk businesses.
Find the right way to get paid
Compare providers, run the numbers, and request free quotes when you're ready.
Popular payment processors compared
Standard published US rates, checked November 2026. Rates can change and may differ for your business. Partner listings are labeled.
Processing fee calculator
See what Stripe, Square, PayPal and interchange-plus pricing would cost for your monthly sales.
Calculate fees →Savings calculator
Enter your current fees to find your effective rate and how much a lower rate could save each year.
Calculate savings →Turned down by Stripe, Square or PayPal?
Many legitimate businesses are classed as high-risk because of their industry or billing model. Specialist merchant account providers review your business individually instead of auto-declining it.
Merchant accounts for high-risk and everyday businesses. A payments specialist reviews every application, and it's free to apply.
Apply free with ZeylaRead our Zeyla review →PaymentNinja may earn a referral fee if you apply. Disclosure
Guides to lower your costs
Get matched with the right processor
Two quick steps. We'll share your request with processing partners that fit your industry and volume, including high-risk specialists.