Partner & advertising disclosure

PaymentNinja is free for businesses

You never pay to use our comparisons, calculators or guides, or to request quotes. We earn money from the companies we work with, not from you.

How we make money

• Referral fees: When you submit a quote request, we share your details with one or more payment processing partners. A partner may pay us when we refer a business to them or when that business opens an account.
• Affiliate links: Some links to providers are affiliate or tracked partner links. We may be paid if you click them, apply or sign up. These links are marked as sponsored in our site code and labeled "Partner" on the page.
• Advertising: We may display advertising or sponsored placements. Sponsored placements are labeled.

Our relationship with Zeyla

PaymentNinja has a business relationship with Zeyla, a merchant account provider. We may receive compensation when you apply with Zeyla through our links or when your quote request is shared with Zeyla. Zeyla listings and links on our site are labeled "Partner."

How compensation affects our content

Compensation may influence which providers we feature and where they appear on a page. It does not change the fee data we publish: rates for every provider, partner or not, come from that provider's own published pricing, and we show the date we last checked. We do not list every payment processor or every offer available.

Not financial or legal advice

PaymentNinja is not a bank, payment processor or financial advisor. Our content is general information to help you compare options. Approval, pricing, reserves and contract terms are set by each provider. Always confirm current pricing and read the agreement before you sign.

Questions

If you have questions about this disclosure, please contact us using the details in our privacy policy.

Last updated: November 2, 2026