High-risk payment processing
Travel Merchant Accounts & Payment Processing
Merchant accounts for travel agencies, tour operators and booking sites with future-dated delivery.
What to expect
Reserves are common because services are delivered later
Travel businesses often take payment weeks or months before the trip happens. If the trip is cancelled, the processor can be liable for refunds, which is why travel is high-risk.
Why travel is high-risk
- Long gap between payment and delivery
- Exposure to cancellations and supplier failures
- Large average ticket sizes
What underwriters usually ask for
- Typical booking-to-travel timeframe
- Cancellation and refund policies
- Supplier relationships and any bonding or insurance
- Financial statements
Important: Approval, rates and reserves are set by each provider's underwriting team based on your business. PaymentNinja doesn't approve accounts or guarantee approval.
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